Finance Blog

Even if you have heard all about the scandal around the mis selling of insurance cover for mortgages and loans you may not be aware that you can claim back your credit card protection money too.

The reasons for this are very similar to the ones for being able to claim back on other financial products; bad advice, unsuitable cover etc. However, there are some differences to be aware of.

The Big Differences

The main difference you will see when you claim back your credit card protection is that you will have been paying a regular premium based on how much you own rather than a set figure. This means that if you have been operating the card with a fairly big balance then you will have been paying a lot of money for the insurance cover you didn’t want or need.

However, even if your balance is generally quite low the amount you can claim back your credit card protection for could still add up to a tidy sum, and doing this obviously means that you won’t need to carry on paying for it either.

All in all, it is as good an idea to make a claim on mis sold card protection as it is on loan or mortgage Payment Protection Insurance cover.

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